Your Insurance Agency

View Original

Retirement Rule #1: Understand and Embrace Its Stages

After the honeymoon of retirement relaxation, the feeling of being on vacation, the relief of leaving the rat race behind—boredom sets in and many people find themselves saying, “Is this all there is to retirement?” This disillusionment is one of six stages of retirement (originally seven) identified in 1975 by Robert Atchley, a professor of gerontology.

 

Retirement is a major life transition that requires redefining our roles in life. No matter how much we plan, we’re bound to experience at least some of the stages.

 

The Stages of Retirement


1. Pre-retirement

This stage was filled with euphoria. We planned what we would do in retirement. Martin gave his notice at work. His employer threw a catered retirement bash. Bucket lists were made. Lists included all kinds of things we always wanted to do but never seemed to have the time for. Travel made it onto the list, an activity we never liked much before, so whatever made us think we’d like it in retirement, is anybody’s guess. After a work life of travel, travel, travel for both of us, we decided travel was, in reality, one of the last things we wanted to do. Little did we know, this was just the beginning of adjusting our retirement goals and outlook.

 

2. Retirement

Also known as the honeymoon, this stage took on a feeling of perpetual vacation as we motorcycled, hiked, gardened, bicycled, engaged in some artwork, sat on the screened porch reading in the warmth of sunny fall days. Winter arrived to a long trip to visit family for Christmas, a luxury we never enjoyed while we worked. That was followed by lazy mornings sipping lattes by the fire and staying in my jammies ’til noon as I took on the new hobby of knitting.

 

3. Disillusionment

But disillusionment was seeping in. Spring arrived to six months of perpetual vacation giving way to a feeling of restlessness. A feeling of missing the challenge, the mind stimulation, the purpose afforded by the everyday grind of work. What!?! Miss the rat race? No. Not possible. And worse of all, we were getting on each others very last nerve. Our marriage, made in heaven, was being tested at every turn or so it seemed.

 

We arrived at this stage not realizing what it was or that it happened to most retirees. But we did know something had to give. So, once again, I trawled the web for answers. I’m here to tell you, there’s not a lot out there, not even on the so-called “senior” (I hate that word but that’s what we have) websites. However, in one Google search, I stumbled across Robert Atchley’s research into the stages or phases of retirement and voila!, a lot of things fell into place. For starters, we made a conscious decision to aim for Stage 4, Reorientation.

 

4. Reorientation

To me, Reorientation is a couple of things. First of all, you put on your designer cap and pull up all the creative muscle you can find on the right side of your brain and start designing a retirement lifestyle to put you smack in the middle of your happy place. Secondly, kiss the rat race goodbye. Let it go. Sever old ties, if necessary. You still need people in retirement. You still need human connection. You still need to network. But, staying in touch with the old gang still tethered to the work place can keep you tethered there as well. Keep the real friends. Let the rest go. And, give them permission to let you go.

 

Retirement is a reinvention of who you are. For us, we are right brain people who lived our work lives in a left brain world. We wanted to explore different art mediums in retirement but held ourselves back. You know, the old fear of failure specter. What if I can’t draw? Can’t paint? Can’t carve? What if I produce ugly stuff nobody likes? Scary as the thought was, when we decided to seriously enter the world of artists, that is the precise moment we started our reorientation. After several enjoyable weeks of watercolor class, mainly because of the social interaction, not the painting, yesterday I took my first drawing class. Don’t even think it…I already know I put the cart before the horse. Anyway, my drawing instructor told our class, “After today’s class, if anyone asks you what you do, you tell them, you’re an artist”. He went on to tell us how he wanted us to start thinking of ourselves as artists. Think it, feel it, be it. (I really like this guy.) Besides classes, we’ve become involved in a couple of artists’ guilds, Martin helping out with the fall arts festival, both of us attending openings (wine, cheese and art…doesn’t get any better than that) and me enjoying more social interaction in my drawing class. We’ve made new friends. Artist friends who encourage and support. I’ve made the discovery I can actually draw. Let’s call it the discovery of a lifetime and I am pumped! We feel like we’re well on our way to creating a rewarding Retirement Routine, Stage 5.

 

5. Retirement Routine

Once we are settled into our new retirement lifestyle, we intend for it to last a long, long time but we also intend to keep looking for more discoveries of a lifetime. More risk, more exploration, more change. What about Stage 6? you ask. Stage 6 is the Termination of Retirement. That’s when you’re so old and frail, you can’t do any of this fun stuff anymore. You’re focused on meeting your maker. As I said, that’s a long way off. Until then, I’m an artist.

 

Kathy Merlino is the author of Kathysretirementblog.com a blog about the emotional side of retirement.